I received this book as a new release and was very impressed with the way the author Steve Repak lays out the guidelines for getting your finances in order. most of us live from paycheck to paycheck and have any where from 2 to 5 credit cards that we are trying to juggle. the author shows you how to pay off your credit in less time and save in interest. although i have just started to put it into practice so far it is relatively easy. at the end of the book he talks about investments and i found that very hard to understand and grasp but i guess if i keep on track that will be the next chapter of my life. well written and easy to read.